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Lake Of The Ozarks — Current Water Temperature, Annual Trends and Forecast

This page provides information on the current water temperature in Lake Of The Ozarks, trends, monthly ranges and the forecast for the coming days.

Lake Of The Ozarks, United States
Lake Of The Ozarks, United States © By James Carr, CC BY 2.0

Current Water Temperature

39°F
Today
39°F
Yesterday
41°F
A Week Ago
Get instant access to real-time water temperatures for this and all other locations with our iOS and Android apps.

Water Temperature in Lake Of The Ozarks today is 39°F.

Water Temperature: Daily Trends, Historical Records, and Forecast

❌ As of today, the minimum water temperature ranges less than 41°F (5°C). Such water is extremely cold and not recommended for swimming without proper preparation. In these conditions, the risk of hypothermia is very high, and prolonged exposure to the water can be hazardous to your health. If you decide to swim, it is important to have the appropriate gear, such as a wetsuit. Typically, only experienced swimmers or those who practice winter swimming venture into such waters. It is important to note that these swimming tips and recommendations apply only in good weather. When the air temperature is below 68°F (20°C), and sometimes even below 77°F (25°C), swimming can be unpleasant even with relatively high water temperatures.

Water Temperature Chart Over the Last 30 Days

From December 22 to January 22

Table of Daily Sea Temperature Data

Date Current Average Forecast
JAN 1441°F41°F
JAN 1541°F41°F
JAN 1641°F41°F
JAN 1741°F41°F
JAN 1841°F41°F
JAN 1940°F41°F
JAN 2039°F41°F
JAN 2139°F41°F
JAN 2241°F39°F
JAN 2341°F39°F
JAN 2441°F39°F
JAN 2541°F39°F
JAN 2641°F39°F
JAN 2741°F39°F
JAN 2841°F39°F

* Current - Actual water temperature value

** Average - Average water temperature on this day in recent years

*** Forecast - Our water temperature forecast

Actual nearshore water temperatures may fluctuate by several degrees from the reported values, especially following heavy rainfall or extended periods of strong winds. Certain wind patterns can cause colder, deeper waters to rise and replace the sun-warmed surface water, leading to noticeable variations.

Our forecast is based on a proprietary mathematical model that considers real-time water temperature changes, historical trends, key weather patterns, wind strength and direction, and air temperature specific to each region. Additionally, we incorporate data from other resorts to enhance accuracy.

Monthly Water Temperature Range (Min, Max & Average)

Month Min Avg Max
January36°F41°F46°F
February36°F42°F48°F
March36°F44°F52°F
April43°F52°F61°F
May61°F65°F70°F
June66°F73°F81°F
July77°F83°F90°F
August73°F80°F86°F
September72°F79°F86°F
October61°F70°F79°F
November46°F55°F63°F
December37°F46°F54°F

Lake Of The Ozarks: Water Temperature by Location

Lake Of The Ozarks: Weather Forecast

January 22

27°F / 41°F
overcast
snow: 0% | wind: 8 mph

January 23

12°F / 34°F
overcast
snow: 8% | wind: 15 mph

January 24

7°F / 14°F
moderate snow fall
snow: 61% | wind: 12 mph

January 25

10°F / 19°F
moderate snow fall
snow: 63% | wind: 10 mph

January 26

-4°F / 28°F
overcast
snow: 5% | wind: 9 mph

January 27

19°F / 37°F
overcast
snow: 1% | wind: 12 mph

Location & Local Information

Lake of the Ozarks experiences pronounced seasonal swings in surface water temperature. In winter the lake commonly cools to roughly 32–45°F (0–7°C), with occasional colder pockets near inflows. Spring temperatures rise unevenly, moving from about 45–70°F (7–21°C) as warm spells gradually heat shallow bays sooner than deeper channels. Summer brings the warmest conditions, with many shallow coves and popular swimming spots ranging from about 75–85°F (24–29°C) and occasionally climbing into the upper 80s°F (around 30–31°C) during heat waves. In autumn the lake cools again, typically falling from 70°F down into the 40s–50s°F (7–16°C) by late season. Depth, wind, and sunshine all influence local readings, so surface temperatures at a beach can differ from those near deeper navigation channels.

Swimming is allowed in many parts of Lake of the Ozarks and is a popular recreational activity when surface temperatures are comfortable in late spring and summer. Public beaches, resort areas, and sheltered coves are common places for swimmers, but safety concerns—boat traffic, variable currents, submerged structures, and occasional algae or water-quality advisories—mean some areas are discouraged or restricted for swimming. Lifeguards are not universal, and colder water outside summer months poses hypothermia risk, so swimmers should choose designated swimming areas, check local guidance, and use caution.

Nearby Lakes

Frequently Asked Questions

What is the current water temperature in Lake Of The Ozarks?
Water Temperature in Lake Of The Ozarks today is 39°F.
What is the water temperature in Lake Of The Ozarks during the summer months?
The water temperature in Lake Of The Ozarks in summer fluctuates in the range of 66°F - 90°F.
Is it possible to swim in Lake Of The Ozarks and what are the possibilities for this?
Yes, it's possible to swim in Lake Of The Ozarks, Missouri. It offers numerous public and private beaches, and boating areas, providing multiple opportunities for swimming.