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Lake Cumberland — Current Water Temperature, Annual Trends and Forecast

This page provides information on the current water temperature in Lake Cumberland, trends, monthly ranges and the forecast for the coming days.

Lake Cumberland, United States
Lake Cumberland, United States © By Censusdata, Public domain

Current Water Temperature

42°F
Today
45°F
Yesterday
48°F
A Week Ago
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Water Temperature in Lake Cumberland today is 42°F.

Water Temperature: Daily Trends, Historical Records, and Forecast

❌ As of today, the minimum water temperature ranges from 41°F (5°C) to 47°F (8°C). This water temperature is still quite low, and swimming in such conditions may only be comfortable for hardened individuals. It is recommended to limit the time spent in the water to avoid hypothermia. For those not accustomed to cold water, it is better to refrain from swimming. However, if you decide to enter the water, it is advisable to wear a warm wetsuit for protection against the cold. It is important to note that these swimming tips and recommendations apply only in good weather. When the air temperature is below 68°F (20°C), and sometimes even below 77°F (25°C), swimming can be unpleasant even with relatively high water temperatures.

Water Temperature Chart Over the Last 30 Days

From December 22 to January 22

Table of Daily Sea Temperature Data

Date Current Average Forecast
JAN 1547°F45°F
JAN 1647°F45°F
JAN 1745°F45°F
JAN 1845°F45°F
JAN 1945°F45°F
JAN 2045°F45°F
JAN 2145°F45°F
JAN 2242°F45°F
JAN 2345°F42°F
JAN 2445°F42°F
JAN 2545°F43°F
JAN 2645°F43°F
JAN 2745°F43°F
JAN 2845°F43°F
JAN 2945°F43°F

* Current - Actual water temperature value

** Average - Average water temperature on this day in recent years

*** Forecast - Our water temperature forecast

Actual nearshore water temperatures may fluctuate by several degrees from the reported values, especially following heavy rainfall or extended periods of strong winds. Certain wind patterns can cause colder, deeper waters to rise and replace the sun-warmed surface water, leading to noticeable variations.

Our forecast is based on a proprietary mathematical model that considers real-time water temperature changes, historical trends, key weather patterns, wind strength and direction, and air temperature specific to each region. Additionally, we incorporate data from other resorts to enhance accuracy.

Monthly Water Temperature Range (Min, Max & Average)

Month Min Avg Max
January41°F45°F50°F
February41°F47°F54°F
March41°F47°F54°F
April52°F58°F64°F
May59°F64°F68°F
June66°F72°F77°F
July70°F75°F81°F
August72°F77°F82°F
September72°F77°F82°F
October66°F72°F77°F
November52°F59°F66°F
December43°F47°F54°F

Lake Cumberland: Water Temperature by Location

Lake Cumberland: Weather Forecast

January 22

34°F / 46°F
moderate drizzle
rain: 39% | wind: 14 mph

January 23

23°F / 37°F
overcast
snow: 14% | wind: 12 mph

January 24

14°F / 25°F
overcast
snow: 57% | wind: 11 mph

January 25

10°F / 25°F
slight snow fall
snow: 62% | wind: 8 mph

January 26

14°F / 28°F
partly cloudy
snow: 13% | wind: 11 mph

Location & Local Information

Lake Cumberland’s surface water temperatures vary considerably through the year because it is a large, deep reservoir in temperate Kentucky. In summer months (June–August) surface readings commonly range from about 75–85°F (24–29°C), sometimes approaching 86°F (30°C) on very warm days. Spring (March–May) temperatures are cooler, roughly 45–65°F (7–18°C), while autumn (September–November) typically falls between 55–70°F (13–21°C). Winter surface temperatures often sit near 34–45°F (1–7°C). Because the lake stratifies, deeper water can remain much colder—often in the 40s°F (4–10°C) even during summer—so temperature can change quickly with depth or in shaded coves.

Swimming is allowed at Lake Cumberland, particularly in designated beach and park areas maintained by state and local authorities, and the reservoir is a popular spot for recreational swimming in summer. Restrictions and posted advisories are used to protect swimmers; beaches may close temporarily for safety if water quality tests, algae blooms, high boat traffic, low water levels or hazardous currents create risks. The lake’s depth, sudden drop-offs and cold deeper water are reasons for caution, and swimmers are encouraged to use lifeguarded zones, life jackets, and to heed local rules and warnings.

Nearby Lakes

Frequently Asked Questions

What is the current water temperature in Lake Cumberland?
Water Temperature in Lake Cumberland today is 42°F.
What is the water temperature in Lake Cumberland during the summer months?
The water temperature in Lake Cumberland in summer fluctuates in the range of 66°F - 82°F.
Is it possible to swim in Lake Cumberland and what are the possibilities for this?
Yes, it is possible to swim in Lake Cumberland, Kentucky. You can enjoy swimming at designated beaches, in the open lake, or via boating.